BDB Free Starter Kit
Everything you need to take your first real money steps, free.
The BDB Free Starter Kit gives you four one-page tools and a simple 30-day plan to see where you stand, give every dollar a job, face your debt, and start your first emergency fund. Each tool comes in two versions, a fillable PDF and an Excel worksheet, so you can work on paper or on screen.
This free kit is designed for anyone ready to get organized and stop guessing, whether you are building your first budget, tired of avoiding your debt, or starting savings from zero.
What's Included
Start Here Guide, a two-page fillable PDF that explains each tool, shows you how to open your files, and walks you through your first 30 days one week at a time, with checkboxes to track your progress.
W.2 Net Worth Snapshot, a one-page view of what you own, what you owe, and your net worth. Fillable PDF and Excel.
B.1 Generational Wealth Budget Template, a one-page budget for income, expenses, savings, debt payments, family support, and wealth-building categories. Fillable PDF and Excel.
B.2 Debt Attack Tracker, every debt on one page with balances, interest rates, minimum payments, due dates, and a payoff strategy section to choose your focus debt. Fillable PDF and Excel.
S.1 Starter Emergency Fund Tracker, a one-page tracker to set a savings goal, log every deposit, and hit 25%, 50%, 75%, and 100% milestones. Fillable PDF and Excel.
Your First 30 Days
Week 1: Know your starting point with the Net Worth Snapshot
Week 2: Give every dollar a job with the Budget Template
Week 3: Face your debt and pick a focus debt with the Debt Attack Tracker
Week 4: Start your safety cushion with the Emergency Fund Tracker
Day 30: Redo your Net Worth Snapshot and see your progress
Know it. Budget it. Attack it. Save it. Four simple tools, one clear starting point.
Download format: One ZIP archive containing nine files, the Start Here Guide, four one-page fillable PDF worksheets, and four Excel (.xlsx) worksheets. Extract the ZIP to access all files. Open the PDFs in Adobe Acrobat Reader for automatic calculations.
Educational Disclaimer
This product is for educational and organizational purposes only. It does not provide legal, tax, accounting, investment, credit repair, or individualized financial advice and does not guarantee savings, debt payoff, net worth growth, or any specific financial result.
