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Plan your savings before you chase the keys.
The H.2 Down Payment Savings Tracker is a one-page Excel worksheet designed to help future homebuyers organize their down payment goal, closing cost estimate, move-in money, first-year cushion, current savings, remaining gap, target date, and monthly savings progress.
This auto-calculating worksheet helps you see what you need to save, how much you already have, how much is left, and how your monthly savings plan is moving you closer to homeownership.
Inside this Excel download, you’ll get:
• One-page down payment savings tracker
• Savings goal summary section
• Target home price field
• Down payment percentage and amount fields
• Closing cost estimate section
• Moving and setup cost tracker
• First-year cushion field
• Total savings goal calculation
• Current savings and remaining gap fields
• Target date and months until target fields
• Monthly savings needed field
• 12-month savings tracker
• Planned savings and actual savings columns
• Cumulative savings tracker
• Gap left tracker
• Progress percentage field
• Tracker totals section
• Notes and next 30-day savings move sections
• Editable blue input fields
• Gold auto-calculating cells for compatible Excel programs
Use this worksheet to organize your homebuying savings plan, track monthly progress, and make sure you are not only saving for the keys, but also preparing for the costs that come after closing.
This is a downloadable Excel file. After checkout, you will receive a secure download link.
This tracker is for educational and organizational purposes only. It does not guarantee savings, mortgage approval, loan terms, interest rates, down payment assistance, home approval, credit improvement, or financial outcomes. It is not legal, mortgage, real estate, tax, credit, or financial advice.
Plan your savings before you chase the keys.
The H.2 Down Payment Savings Tracker is a one-page Excel worksheet designed to help future homebuyers organize their down payment goal, closing cost estimate, move-in money, first-year cushion, current savings, remaining gap, target date, and monthly savings progress.
This auto-calculating worksheet helps you see what you need to save, how much you already have, how much is left, and how your monthly savings plan is moving you closer to homeownership.
Inside this Excel download, you’ll get:
• One-page down payment savings tracker
• Savings goal summary section
• Target home price field
• Down payment percentage and amount fields
• Closing cost estimate section
• Moving and setup cost tracker
• First-year cushion field
• Total savings goal calculation
• Current savings and remaining gap fields
• Target date and months until target fields
• Monthly savings needed field
• 12-month savings tracker
• Planned savings and actual savings columns
• Cumulative savings tracker
• Gap left tracker
• Progress percentage field
• Tracker totals section
• Notes and next 30-day savings move sections
• Editable blue input fields
• Gold auto-calculating cells for compatible Excel programs
Use this worksheet to organize your homebuying savings plan, track monthly progress, and make sure you are not only saving for the keys, but also preparing for the costs that come after closing.
This is a downloadable Excel file. After checkout, you will receive a secure download link.
This tracker is for educational and organizational purposes only. It does not guarantee savings, mortgage approval, loan terms, interest rates, down payment assistance, home approval, credit improvement, or financial outcomes. It is not legal, mortgage, real estate, tax, credit, or financial advice.
